What Does the HALF Program Offer?

If you are a resident who lives in a property owned or managed by the Housing Opportunities Commission (HOC) or are currently in a HOC program, this program is for you.

  • HOC’s Homeownership Assistance Loan Fund (HALF) helps with Closing Costs when buying a home

  • Provides Closing Cost Loans up to $3,000

  • Offers Interest rates of 4.5%, 5.5% and 6.5% (depending on household size and income)

  • Offers up to five (5) years for loan repayment
  • This loan is based on need and is approved by a review committee
  • Allow two weeks for processing and approval

To apply for this program, call HOC ’s Homeownership Specialist at (240) 627-9598.

                     To learn of other HOC Homeownership programs call (240) 627-9598

Application for HOC/HOP Program: (This is NOT the Housing Choice Voucher Waiting List application)
FAQ for HOC Residents